KENT & ESSEX MUTUAL INSURANCE CO.
250 St. Clair St., Box 356,
Chatham, Ontario, N7M 5K4

Tel: (519) 352-3190  Fax: (519) 352-5344


1-800-265-5206

 HOURS: Mon - Fri: 8:30 am - 4:30 pm


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When You Are Insured With a MUTUAL...
You're protected by the best! 
  • Among the most financially secure insurance networks in the world and owned by its policyholders
  • Collectively the system is one of the largest property insurers in Ontario!
  • Through their own guarantee fund and reinsurance plan each mutual is backed by every other mutual in the system
  • Mutual means...you are an owner...you have a say in how the system is run
  • Since there are no shareholders, the benefits (also known as Refunds from Surplus) go back to the member policyholders instead. The members all share in the success of the company. 
Building
Over the past 10 years, Kent & Essex Mutual Insurance has given Refunds from Surplus totalling $5 Million!

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  • 100% Canadian and Owned by policyholders.
  • No profits paid to outside shareholders.
  • Protected by Farm Mutual Reinsurance Plan and 50 other mutuals.
  • Locally owned and operated with directors elected from the community.
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